The Individual Loan is designed for individual entrepreneurs that need of additional working capital or acquisition of fixed assets shall consider the Individual Loan by Sambo Trop Finance Plc. The Target clients of the loan should have small or medium-size businesses which requiring loans up to 40 million Riels or its equivalent.
The Individual Loan is designed for adapting to the needs of our clients by allowing several options of repayment mode:
- Fixed installment (monthly interest and principal repayment),
- Semi-balloon (monthly interest repayment and the balance of principal repayment based on cash flow analysis and mutual agreement),
- Annuity
| Currency |
Loan Size |
Interest Rate Per Month |
Loan Term |
| KHR |
Up to 40.000.000 |
1.5% |
3 – 60 Months |
| USD |
Up to 10.000 |
1.5% |
3 – 60 Months |
Sambo Trop Finance Plc’s Individual Loan offers clients a number of key benefits:
- All client can be applying the currency riels and Dollars
- A reasonable interest rate, calculated based on outstanding balance
- Convenient option to apply for and repay loan in your community.
- Flexible loan terms and repayment plan that are catered to your need.
Requirement:
- Be a majority aged 18 to 63 years’ old
- Permanent resident
- Have a legal business and regular income
- Have a good record and be reliable
- Have enough capacity to repay the loan
- ID card and family book, or resident book, or birth certificate
- Agree to the loan term & conditions.
How to apply:
To apply for the Electronic Reducing Loan, client shall follow these simple steps:
- Talk to a Sambo Trop Finance Plc staff worked in your area
- Request a specific amount and term based on your needs.