The Housing Loan and Repairing provides access to clients who wish to repairing house and buy houses that are already built or are being built. The loan is also applicable for clients who wish to build their own house on existing land property.

The Housing Loan and Repairing is designed for adapting to the needs of our clients by allowing several options of repayment mode:

• Fixed installment (monthly interest and principal repayment),
• Semi-balloon (monthly interest repayment and the balance of principal repayment based on cash flow analysis and mutual agreement),
• Annuity

Currency	Loan Size	Interest Rate Per Month	Loan Term
KHR	Up to 22,000,000.00	1.5%	6 – 12 Months
USD	Up to 5,500	1.5%	6 – 12 Months

 

Sambo Trop Finance Plc’s Housing Loan and Repairing offers clients a number of key benefits:

• All client can be applying the currency riels and Dollars
• A reasonable interest rate, calculated based on outstanding balance
• Convenient option to apply for and repay loan in your community.
• Flexible loan terms and repayment plan that are catered to your need.

Requirement:

• Be a majority aged 18 to 63 years’ old
• Permanent resident
• Have a legal business and regular income
• Have a good record and be reliable
• Have enough capacity to repay the loan
• ID card and family book, or resident book, or birth certificate
• Agree to the loan term & conditions.

How to apply:

To apply for the Electronic Reducing Loan, client shall follow these simple steps:

• Talk to a Sambo Trop Finance Plc staff worked in your area
• Request a specific amount and term based on your needs.